• Fixed Rate
• Conventional
• New Construction
• Veterans Administration
• FHA - Federal Housing Authority
• ARM- Adjustable Rate Mortgages
• Rural Development
• First Time Homebuyers
• Less than Perfect Credit Home Loans
• Loan Approval Process
• How Do I Apply?

Fixed Rate

• Rates fixed for full terms
• For purchase or refinance

• Interest only options available
• Loans approved locally
• For purchase or refinance

• One time close options available
• Pay Interest only until completion

• MN approved veterans and their families
• For purchase or refinance of primary residence
• Certificate of eligibility needed

100% financing available

• Minimum borrower contribution of 3%
• Seller can assist in closing costs
• Purchase price limited by counties

*Adjustable terms available as well

• Adjustable terms available
• Perfect for those in homes for only a few years

Call BankVista on special rates for ARMS !

• 100% financing available
• Seller can pay closing costs
• Income limits may apply

• MHFA programs available
• Down Payment assistance available
• Monthly assistance may be available as well
• Income limits and purchase price limits may apply/vary by county
• Available in Conventional, VA, FHA or Rural Development

• Many options available
• State Income Programs
• Self Employed Programs

BankVista will respond to your loan request in a timely manner if not upon receipt of a completed application.

We will need the following information please:

• 2 years W2's
• Month of current pay roll stubs
• Current month 's bank statement
• Copy of driver's license
• Copy of retirement accounts if possible
• Landlords Name and Address for the past two years

*If you are a first time homebuyer, we will need three years of signed federal tax returns.

• Click here to download the application (pdf format*), then complete and fax it to us at the appropriate fax numbers below.
  

  * This application does not apply to ARM mortgages. Please contact a loan officer for further disclosures and to apply for an ARM mortgage.
  Requires Adobe Acrobat or Acrobat Reader to open. Click here to download a free copy of Adobe Acrobat Reader, or visit the Adobe website at: http://www.adobe.com/products/acrobat/readstep2.html

• Contact a mortgage lender by calling us toll free at 1-877-415-0008, or call directly or send an email to:

LouAnn Peterson lpeterson@bankvista.com Ph.: 320-257-1973 Fax: 320-257-1980		Tom Templin ttemplin@bankvista.com Ph.: 320-257-1974 Fax: 320-257-1980