BankVista believes that a fundamental component of the Bank/Client relationship is our client's trust in our institution. Because of this trust, we respect the expectations of our clients regarding privacy and confidentiality. Protecting your privacy, along with your financial assets, is at the core of our business. You have chosen to do business with us and we recognize our obligation to limit access to the information you provide us.

This notice is to inform you of the types of nonpublic personal information we collect, the circumstance under which we may share the information with our affiliates and nonaffiliated third parties, and how we protect that information.

Categories of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as: name address social security number, assets and income.
• Information about your transactions with us, or affiliates, or others, such as account balance, payment history, parties to transactions and credit usage.
• Information we receive from a consumer reporting agency, such as your credit history and credit worthiness.

Categories of Information We Disclose

We may disclose or share information about you or our former customers with affiliates and/or nonaffiliated third parties as permitted by law. As an example we may disclose all of the information we collect to companies who perform services on our behalf, such as ATM providers, check printers and loan servicers. We will also provide this information to government entities in response to subpoenas and consumer reporting agencies.

Confidentiality and Security of Customer Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Maintenance of Accurate Information

Keeping your account information accurate and up to date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call us at (320) 257-1600 or toll free at 1-877-415-0008, write us at BankVista, P.O. Box 338, Sartell, MN 56377, or visit us at 125 Twin Rivers Court in Sartell. We will correct any erroneous information.