Business Line of Credit

Financial flexibility is essential when running a business — and a line of credit ensures you get exactly that. 

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
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  • Competitive rates for long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Flexibility to use what you need, when you need it
  • Pay interest only on what you use
  • Reuse without having to reapply
  • Funds easily available via business online banking transfers, in-person withdrawals, and phone transfers
  • In-house processing for expediency and efficiency
  • Personalized, attentive service

Items Required

  • Loan Request, Purpose and Terms
  • Business Overview and History
  • 3 Years Business Tax Returns
  • 3 Years of Accountant Prepared Statements (If Available)
  • Year-to-Date Balance Sheet And Income Statement
  • Accounts Receivable Aging and Accounts Payable Aging (Operating Companies)
  • Current Debt Schedule
  • 1 Yr Projected Financial Statements (New Start-up Business or Purchase of an Existing Business)
  • 3 Years Personal Tax Return on Each Guarantor including K1s
  • Personal Financial Statement on Each Guarantor
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